Automate Plaid for free on Stepper

New Transaction

Triggers when a new transaction is added to an Item.

• 4 parameter s
• Access Token
• Account IDs
• Lookback Days
• Include Pending

New Account

Triggers when a new account is available on an Item.

• 2 parameter s
• Access Token
• Account Type

Transactions Updated

Triggers when Plaid reports that an Item has new or updated transactions available (TRANSACTIONS webhook: SYNC_UPDATES_AVAILABLE, INITIAL_UPDATE, HISTORICAL_UPDATE, or DEFAULT_UPDATE). The webhook is a notification only — pair it with the Sync Transactions or Get Transactions action to fetch the transactions themselves.

• 1 parameter s
• Access Token

Item Status Changed

Triggers when a Plaid Item receives an ITEM webhook (e.g. an error, a pending disconnect, or new accounts becoming available).

• 2 parameter s
• Access Token
• Webhook Codes

New Webhook Event

Triggers when Plaid sends a webhook event for an Item.

• 3 parameter s
• Access Token
• Webhook Type
• Webhook Code

Create Link Token

Creates a Link token used to initialize Plaid Link, either to create a new Item or to update an existing one.

• 13 parameter s
• Client Name
• Client User ID
• Language
• Country Codes
• Products
• Optional Products
• Webhook
• Redirect URI
• Institution
• Access Token
• User Email Address
• User Phone Number
• Use Hosted Link

Exchange Public Token

Exchanges a temporary public token (e.g. from Plaid Link) for a permanent access token. The public token expires 30 minutes after creation. The returned access token is required by every other Plaid action and trigger.

• 1 parameter s
• Public Token

Get Item

Retrieves information about an Item, including its associated Institution and any error status.

• 1 parameter s
• Access Token

Update Item Webhook

Update an Item's webhook URL, or remove it by leaving the webhook field blank.

• 2 parameter s
• Access Token
• Webhook URL

Rotate Access Token

Rotates an Item access token, invalidating the old one and issuing a new one.

• 1 parameter s
• Access Token

Remove Item

Permanently removes a linked Item and invalidates its access token. This cannot be undone.

• 3 parameter s
• Access Token
• Reason Code
• Reason Note

Get Accounts

Retrieves information about the accounts associated with an Item.

• 2 parameter s
• Access Token
• Account IDs

Get Balances

Get real-time balance data for each account associated with an Item. Limited to 5 requests per minute per Item.

• 3 parameter s
• Access Token
• Account IDs
• Minimum Last Updated Datetime

Get Auth

Retrieves account and routing numbers for checking and savings accounts on an Item, along with the associated account data.

• 2 parameter s
• Access Token
• Account IDs

Get Identity

Retrieves identity information about the account holder(s) associated with an Item, including names, emails, phone numbers, and addresses on file with the financial institution.

• 2 parameter s
• Access Token
• Account IDs

Get Transactions

Get transaction data for an Item, filtered by date range and optionally by account.

• 7 parameter s
• Access Token
• Start Date
• End Date
• Account IDs
• Count
• Offset
• Include Personal Finance Category

Sync Transactions

Fetches transaction updates (added, modified, removed) for an Item since the last cursor, using the /transactions/sync endpoint.

• 5 parameter s
• Access Token
• Cursor
• Count
• Account
• Fetch All Pages

Refresh Transactions

Refresh an Item's transactions data, triggering a background sync of the most current data. Requires the transactions_refresh product and is limited to 2 requests per minute per Item.

• 1 parameter s
• Access Token

Get Recurring Transactions

Get the recurring transaction streams (inflow and outflow) for an Item.

• 2 parameter s
• Access Token
• Account IDs

Get Liabilities

Retrieves various details about loan and credit-based liability accounts associated with an Item.

• 2 parameter s
• Access Token
• Account IDs

Get Investment Holdings

Get detailed information about a user's investment portfolio, including securities and holdings.

• 2 parameter s
• Access Token
• Account IDs

Get Investment Transactions

Get investment transaction data for an Item, filtered by date range and optionally by account.

• 6 parameter s
• Access Token
• Start Date
• End Date
• Account IDs
• Count
• Offset

Search Institutions

Searches for institutions by name, optionally filtered by product and country.

• 4 parameter s
• Query
• Country Codes
• Products
• Include Optional Metadata

Get Institution

Retrieves details about a specific financial institution by its institution ID.

• 4 parameter s
• Institution
• Country Codes
• Include Optional Metadata
• Include Status

Create Sandbox Public Token

Creates a test public token for a sandbox institution, which can then be exchanged for an access token. Sandbox connections only — this call fails with INVALID_API_KEYS/SANDBOX_ONLY on a Production connection.

• 5 parameter s
• Institution
• Initial Products
• Webhook
• Override Username
• Override Password

Fire Sandbox Webhook

Fire a test webhook for a Sandbox Item. This is the primary way to test webhook triggers (e.g. webhook_type=TRANSACTIONS, webhook_code=SYNC_UPDATES_AVAILABLE, or webhook_type=ITEM, webhook_code=LOGIN_REPAIRED). Sandbox connections only.

• 3 parameter s
• Access Token
• Webhook Code
• Webhook Type

Make HTTP Request

Make an HTTP request to any URL with full control over method, headers, and body.